The credit maintenance analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors and facilities in relevant credit systems in coordination with the operations - services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure and adhere to overall credit policies.
Responsibilities
relevant experience required
process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
analyze/evaluate credit reports as well as coordinate and follow up on action plans, implementations, and related defects
maintain an executive document to track all request, changes, and action plans performed on credit reports
prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
prepare portfolio and related credit information for internal and external auditors
make evaluative judgements based on the analysis of factual information
resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
qualifications
relevant experience required
experience in credit operations or similar position
knowledge of the processes, procedures and systems
proficient computer skills with a focus on microsoft office, microsoft project, and windows domain
ability to work in a team-oriented environment
education
bachelor’s degree/university degree or equivalent experience
funciones
análisis y dictaminación de créditos hipotecarios ingresados por sucursal o bien canales brokers
interpretación de buro de crédito
validación de candados de seguridad de identificación, comprobantes de domicilio y comprobantes de ingresos tales como son estados de cuenta, recibos de nómina, cuestionarios médicos, ingresos
interpretación de declaraciones anuales, estados financieros
deteminar la línea de crédito
revision de documentación etapa 1 crédito hipotecario
requisitos
experiencia en interpretación de búro de crédito avanzado (indispensable)
conocimiento en sistemas internos admwin32, ondeman, prest, y browse
experiencia en análisis de créditos (análisis de ingresos asalariados, personas físicas y morales, actas constitutivas, interpretación de testimonios de escrituras)
experiencia en base de datos
experiencia en revisión de documentos
experiencia en sistema cronos
habilidades de captura/análisis de información
manejo de paquetería offices
conocimiento en interpretación de buro de crédito, análisis de ingresos de asalariados, personas físicas y morales. Experiencia en dictaminación de créditos
experiencia en manejo de expedientes, conocimiento en ingresos: recibos, edos de cuenta e interpretación de buro (indispensable)
horario
l-v de 9 a 6 / disponibilidad de horario y cambio de horario cuando así se requiera
zona de trabajo
metepec/ pedro ascencio
citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review accessibility at citi. View citi’s eeo policy statement and the know your rights poster.
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