The credit portfolio analyst ii is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the risk management team. The overall objective of this role is to manage citi's portfolio exposure to clients and counterparties globally.
*responsibilities*:
- conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
- prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
- escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and citi's risk appetite
- assist with portfolio review preparation and conducting stress tests
- build working relationships with various teams across the bank, including deal, coverage and product teams
qualifications:
- 0-2 years of experience in credit risk analysis or corporate banking
- experience in financial analysis, accounting and valuation
- knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
- consistently demonstrate clear and concise written and verbal communication
- proven ability to work with little direction and in a team
- demonstrated accountability, self-motivation and business acumen
*education*:
- bachelor's degree/university degree or equivalent experiencejob family group:
risk management
- *job family*:
portfolio credit risk management
- time type:
full time
- most relevant skills
credible challenge, data analysis, laws and regulations, management reporting, policy and procedure, referral and escalation, risk controls and monitors, risk identification and assessment, risk remediation.
- other relevant skills
for complementary skills, please see above and/or contact the recruiter.
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