Trending
job description
* credit document management: apply your accounting and administrative knowledge to manage, review and validate the documentation required for the granting of credits, ensuring that it meets all the requirements.
* validation and organization of files: be in charge of validating the correct integration of credit files, verifying that each document is authentic, complete and correctly filed.
* information and security verification: carry out exhaustive verifications of the information provided by the applicants, validating the security locks and following the established protocols to detect possible inconsistencies or fraud.
* online consultation and validation: use web platforms and digital tools to consult and validate relevant information from applicants or third parties, as part of the verification and analysis process.
* professional telephone communication: maintain clear, professional and effective communication with applicants, references or third parties through outbound calls, requesting or validating information in a courteous and accurate manner.
* regulatory compliance and quality: ensure strict compliance with the internal and external policies, procedures and regulations applicable to the credit process, guaranteeing that your deliverables (files, reports, verifications) are of high quality and accuracy.
* preparation of reports: create detailed and accurate reports on the results of the verifications carried out, the status of the files or any other relevant information for monitoring and decision-making.
* risk analysis and data cross-referencing: perform an initial or complementary analysis of credit risk, cross-referencing and evaluating the information obtained from various sources to identify possible alerts or points to consider.
* application of general knowledge about tax regimes: use your knowledge of the different tax regimes of the sat (individual, individual with business activity and legal entity) when reviewing the financial and tax information of applicants.
* credit bureau interpretation: analyze and interpret credit bureau reports, understanding the keys, codes, and patterns that indicate the applicant's credit history and payment behavior.
* macro optimization: leverage your skills in developing and managing macros to optimize and automate repetitive tasks, improve efficiency in data management, or report when possible.
responsibilities
* credit document management: apply your accounting and administrative knowledge to manage, review and validate the documentation required for the granting of credits, ensuring that it meets all the requirements.
* validation and organization of files: be in charge of validating the correct integration of credit files, verifying that each document is authentic, complete and correctly filed.
* information and security verification: carry out exhaustive verifications of the information provided by the applicants, validating the security locks and following the established protocols to detect possible inconsistencies or fraud.
* online consultation and validation: use web platforms and digital tools to consult and validate relevant information from applicants or third parties, as part of the verification and analysis process.
* professional telephone communication: maintain clear, professional and effective communication with applicants, references or third parties through outbound calls, requesting or validating information in a courteous and accurate manner.
* regulatory compliance and quality: ensure strict compliance with the internal and external policies, procedures and regulations applicable to the credit process, guaranteeing that your deliverables (files, reports, verifications) are of high quality and accuracy.
* preparation of reports: create detailed and accurate reports on the results of the verifications carried out, the status of the files or any other relevant information for monitoring and decision-making.
* risk analysis and data cross-referencing: perform an initial or complementary analysis of credit risk, cross-referencing and evaluating the information obtained from various sources to identify possible alerts or points to consider.
* application of general knowledge about tax regimes: use your knowledge of the different tax regimes of the sat (individual, individual with business activity and legal entity) when reviewing the financial and tax information of applicants.
* credit bureau interpretation: analyze and interpret credit bureau reports, understanding the keys, codes, and patterns that indicate the applicant's credit history and payment behavior.
* macro optimization: leverage your skills in developing and managing macros to optimize and automate repetitive tasks, improve efficiency in data management, or report when possible.
qualifications
* academic background: have a bachelor's degree in an economic-administrative branch, such as accounting, administration, finance, economics or related.
* credit experience: experience desirable in analysis, research, validation or management of credit processes.
* knowledge of the automotive sector: specific knowledge about the automotive credit process and experience (or participation) in activities related to the origination of financing within this sector.
* office package mastery: fluent handling of microsoft office packages, including word and powerpoint.
* advanced excel: advanced level in the use of microsoft excel, with the ability to work with complex formulas, pivot tables and other advanced functionalities.
* macro management: demonstrated skills in the development and management of macros, preferably in excel, for the automation of tasks.
* service attitude: possess an excellent service attitude, oriented to collaboration and to provide quality support.
* communication: strong effective communication skills, both orally and in writing.
* professional ethics: high sense of ethics, integrity and discretion in the handling of sensitive information.
* availability: availability of time to cover the needs of the position.
* availability to travel: availability to travel and visit the dealer network.
* english: basic level of english.
* analytical capacity and proactivity: be a proactive person, with a strong capacity for analysis and ability to identify and solve problems.
job info
* job identification 53748
* job category ford credit services
* degree level bachelor's degree or equivalent
* job schedule full time
#j-18808-ljbffr