-job description
*role purpose*:
role holders will carry out activities that will include most of the following:
- driving attainment of functional/functional unit results
- co-ordinating and manage several complex projects
- supporting and embedding change initiatives, identifying and developing new or improved delivery mechanisms
- independently performing assignments to achieve stated objective.
also determining and developing an approach to achieve solutions
- responsibility for the delivery of end results and contributing to planning, finances, budget and policy development
- acting as escalation point for complex issues
- negotiating mainly internally and at higher levels
- responsibility for supervising a department or a functional unit/area team
- management responsibility for a team of professionals, including people, performance, budget and planning decisions
- acting in an advisory role/influencing the direction of his/her own discipline
- understanding functional risks in own functional area and monitoring team adherence to policies
*main activities*:
- responsible of the full analytics flow to define the credit risk strategies which includes: swap set, simulation vintages, internal and external score matrix, creation of level of risks, approval rate impacts ( corwa, rote), segmentation, credit line asignment, benchmaking line matrix and final impact calculation
- responsible of the optimization on management information and process
- responsible to meet agreed deadlines
- responsible to deliver on time reports from portfolios to hbmx and regional committees
- responsible to communicate technical information to senior management
- responsible to support and guide change initiatives
- responsible to identify and escalate issues / concerns
- be prepare and open to work with innovative tools such as cloud, quantum computing, etc.
- responsible to advise on change activities which involve data sources, affect data processes or impact data service provision.
- maintain good relations with external customers, internal customers through an effective service and communication.
requirements
*functional knowledge*
- desirable bachelor degree in risk management, applied mathematics, finance or economics, actuarial sciences, engineering, management or business administration.
- personal financial services and consumer finance.
- experience on financial measures and accountability.
- english skills advance
- 6+ years of experience in credit risk.
- experience on financial measures and accountability
*others*
- analytical skills and decision-making abilities.
- advanced sas programming and sas miner
- reserving methodologies for both ifrs and local gaap.
- planning, organization skills, negotiation skills, ability to influence people and effective communication.
- numerical skills and the ability to evaluate costs.
- decision-making abilities.
- experiences in working with auditors, regulators and compliance