*responsibilities*:- develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques- implement initiatives to ensure consistency and compliance with credit policies- utilize sas in a unix environment to perform risk, financial and data analysis including profiling, sampling, reconciliation, and quality testing- prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends and areas of opportunity*qualifications*:- 5-8 years relevant experience- previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry- demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency- must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills- extensive knowledge of sas or sql programming and literacy with ms office software required*education*:- bachelor's/university degree or equivalent experiencethis job description provides a high-level review of the types of work performed.other job-related duties may be assigned as required.*job family group*:risk management- *job family*:credit decisions- *time type*:full time- *most relevant skills*analytical thinking, constructive debate, escalation management, financial analysis, policy and procedure, policy and regulation, product knowledge, risk controls and monitors, risk identification and assessment.- *other relevant skills*for complementary skills, please see above and/or contact the recruiter.-- view citi's _eeo policy statement_ and the _know your rights_ poster._