The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.
**Responsibilities**:
- Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities
- Prepare Credit Approvals (CAs), track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately
- Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability
- Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions
- Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings
- Interpret data, make recommendations, identify policy gaps, and assist in formulating policies
**Qualifications**:
- 0-2 years of relevant experience
- Experience in similar position or area
- Working knowledge of industry practices and standards
- Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
**Education**:
- Bachelor’s degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
**Funciones**
- Mejora de procesos dentro del área de manejo de información (extracción de datos, base de datos, sistemas)
- Reportería de los diversos portafolios
- Seguimiento a temas de control
- Realizar mejoras para optimizar los tiempos de respuesta
- Creación/ Mantenimiento de Base de Datos
- Dar seguimiento con los analistas correspondientes cuando no se ha dado seguimiento a algún folio
- Cruces de informacion
- Generacion de Dasbhoard
- Capacidad de interacción con múltiples áreas.
- Back Up del Supervisor
- Realizacion de reportes dasbhoard para distintas áreas.
**Requisitos**
- Manejo de SQL Intermedio
- Access/ Intermedio deseable
- Manejor de Teradata/ SAS deseable
- Excel Avanzado
- Capacidad de Ánalisis
- Experiência en programación en vba
- Deseable conocimiento en sector financiero
- Capacidad de análisis de información.
- Comprobable habilidad de resolución de problemas.
- Conocimiento en reportes/ generación de Dasbhoard enfocados al área de consumo
- Seguimiento a proyectos de reporteria
- Seguimiento a implantacion de proyectos
- Deseable conocimiento en sector financiero
- Capacidad de análisis de información.
- Comprobable habilidad de resolución de problemas.
Zona de trabajo Revolución/ Alvaro obregon los Alpes
L-V 8 am a 5 pm
Modalidad Hibridad
- **Job Family Group**:
Operations - Services
- **Job Family**:
Credit Maintenance
- **Time Type**:
Full time-
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