*discover your future at citi*:
working at citi is far more than just a job.
a career with us means joining a team of more than 230,000 dedicated people from around the globe.
at citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
*job overview*:
individuals in the enterprise risk management are entrusted with managing the diverse and collective impact of the bank's risks.
this involves identifying and managing enterprise-level and cross-cutting risks, designing scenarios for stress tests, managing climate risk, and safeguarding against reputational risk.
this role is integral to the overarching objectives of the bank, as it ensures the bank's operations are within defined risk appetite and helps maintain financial stability.
the role provides a comprehensive view of risk management, enabling the bank to anticipate, assess, and mitigate potential risks, crucial for the bank's sustained growth and success.
*responsibilities*:
- provide input and analyze lod portfolio management processes and outcomes of calculation of cecl reserves.
- contribute to the development of new techniques and the improvement of processes and workflow for the area or function.
- evaluate moderately complex and variable issues with substantial potential impact.
- analyze multiple sources of information and propose actions and alternatives for seniors
- ensure the work and performance of all teams in the area are directly affected by the performance of the individual.
- is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.
- demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.
- challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.
- acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.
- proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda
- focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.
- proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.
- takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.
- anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.
- sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.
- role-models and helps others to do the right thing for clients and citi in all situations, even when difficult
- engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.
- proactively seeks out opportunities to volunteer in citi programs that support the community; advocates for solutions that meet the needs of citi's clients and the community.
- enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.
- leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.
- empathetically listens and understands others' positions before acting on issues; works to amplify voices that are minimized in the workplace
*qualifications*:
- 5-8 years of experience
- strong knowledge of data analysis tools and methodologies.
- excellent communication skills, both oral and written.
- proven experience in credit risk management, preferably in a financial institution.
- in-depth understanding of cecl reserve calculation.
- strong analytical
- ability to manage multiple tasks and deadlines.
- knowledge of credit risk management principles and practices.
- experience in calculating cecl reserves and executing stress tests.
- familiarity with regulatory requirements related to credit risk management.
- experience in developing and implementing business strategies.
- strong analytical skills and problem-solving skills.
- excellent communication and diplomacy skills.
- strong problem-solving skills.
- ability to work independently and solve medium complex problems.
- ability to integrate with the team and area to accomplish the objectives of the subfunction/job family.
- ability to work under pressure and meet tight deadlines.
*education*:
bachelor's/university degree or equivalent experience
- experience in quantitative modeling, forecasting, and sensitivity analysis, with ability to link results to business impacts.
- prove