Overview
hoy
as a credit underwriter, you will be responsible for reviewing and processing client credit applications. Your primary goal will be to make sound credit-granting decisions while adhering to company policies and procedures.
you will interact with merchants, sales representatives, senior underwriters, and management to achieve timely adjudication of applications and minimize risk exposure. This includes verifying merchant information, analyzing financial data, and assessing creditworthiness.
the ideal candidate will possess advanced proficiency in all underwriting processes and policies, as well as strong analytical and communication skills. A bachelor\'s degree in finance or accounting, along with at least 4 years of relevant experience in credit, risk, or equivalent fields, is required.
key responsibilities
* risk calculation approval limit: ensure that risk calculations align with company credit policy.
* industry knowledge: stay up-to-date on industry standards, corporate operations practices, and regulatory requirements.
* merchant verification: verify merchant information, including financial statements, tax documents, and trade experiences.
* advanced analysis: perform advanced analysis of credit reports, financials, and other documentation to make informed credit decisions.
requirements
* bachelor\'s degree in finance or accounting
* at least 4 years of experience in credit, risk, or equivalent fields
* advanced knowledge of industry standards, corporate operations practices, and regulatory requirements
* strong analytical and communication skills
preferred qualifications
* financial analysis experience: applied to corporate accounts, high-risk products, and platforms
* multiregional position experience: ability to work across regions, preferably latam
* advanced judgment: ability to make complex credit decisions
benefits
* monthly gross salary: $24,000 mxn
* hybrid scheme: 3 days in office, 2 days remote
* location: santa fe, cdmx
global payments inc. is an equal opportunity employer.
wholesale credit risk management senior manager
azcapotzalco, distrito federal hsbc
hoy
if you're looking for a career where you can make a real impression, join gsc hsbc and discover how valued you'll be.
we are currently seeking an experienced professional to join our team in the role of wholesale credit risk management senior manager
role purpose: wholesale credit approval function is one of the activities within wholesale credit risk management (wcrm). Wcrm is responsible for formulating credit policies, systems and controls for the approval, management and control of wholesale credit exposures, specifically including credit assessment & approval process; monitoring & control of lending and loss prevention & recovery procedures.
main activities: analyze new / existing counterparties in the commercial banking segment of hbca and approve / recommend a lending position within delegated credit authority; work independently on credit proposals; participate in credit / risk meetings; closely monitor risk events and escalate; prepare for audit and regulatory initiatives; represent wcrm coe in shared services; mentoring / coaching; provide administrative support; travel if required
requirements
* minimum 10-12 years of relevant experience in handling large / mid corporate / sme credit in a reputed bank/ financial institution
* strong understanding of credit lending products and financial statement analysis
* strong analytical and technical skills; excellent communication; customer centric mind-set; resilience under pressure; established track record preferred
issued by hsbc electronic data processing (méxico) private ltd
compliance assurance manager role:
this role contributes to our global standardised compliance assurance approach, aligned with our risk management framework. Deliver end-to-end assurance work over regulatory compliance and financial crime risks, as a subject matter expert.
key activities
* customize and localize test scripts, evaluate controls for design and operating effectiveness, and raise issues as necessary
* ensure control assessments are accurate and meet quality control requirements
* document distinct control types, covering remit, processes, and handovers
* support issue owners in root cause analysis and remediation
required skills and qualifications
* 3-5 years of experience in risk or control within any of the three lines of defense functions
* business proficiency in english
* bachelor\'s degree in finance, statistics, economics, banking, business, or similar with a focus on capital markets
* desirable understanding of sql and database management
* strong documentation and project coordination
job description
our ideal candidate will be responsible for timely and accurately completing all regulatory filings for sa and sofom entities in compliance with mexican financial regulations. Drafting and maintaining compliance manuals, policies, and training materials; provide compliance advisory to business units; monitor regulatory changes.
requirements
* bachelor\'s degree in law or related field
* minimum 3 years of compliance experience in financial sector
* cnbv aml certification and knowledge of mexican financial regulations
* fluent in english; spanish proficiency for regulatory communication
risk analyst overview
the risk analyst will drive results by achieving team and individual goals, monitoring alerts to identify high-risk transactions and fraudulent activity.
key responsibilities
* monitor merchant authorizations, deposits, and refunds via risknet
* verify information with issuing banks
* validate suspicious transactions with merchants and documents
* capture and hold funds per guidelines
* process transfers as needed
* liaise with investigations team on fraud
* provide quality customer service and sme support
qualifications
* high school diploma or equivalent
* strong analytical, organizational, and problem-solving skills
* willingness to work various shifts including weekends/holidays
* ability to work independently and multitask
preferred qualifications
* associates or bachelors degree
* 1 year of risk and fraud management experience
* salary: 18,000 mxn; hybrid 3 days in, 2 days out
* location: santa fe, cdmx
global payments inc. is an equal opportunity employer. We provide equal employment opportunities without regard to race, religion, sex, national origin, or any protected status.
quantum lending solutions — about the company
quantum lending solutions redefines small business lending with diverse and adaptable financial solutions. We are a lending partner focused on empowering small businesses to achieve growth objectives. We offer a range of customized solutions from microloans to term loans to support growth and stability.
job summary
as a credit risk analyst you will review and assess the creditworthiness of business loan applicants by analyzing credit reports, financial documents, and bank statements.
location and work arrangement
based in mexico city with a hybrid schedule (2 days in office, 3 days remote).
key responsibilities
* credit analysis: review credit histories and payment behaviors
* financial document review: analyze cash flow statements and financials
* bank statement analysis: verify cash flow and transactions
* risk assessment: assess risk and recommend lending decisions
* loan structuring: work with senior underwriters to structure loans
* regulatory compliance: ensure compliance with laws and standards
* communication: liaise with loan officers and customers
* documentation: maintain records of underwriting activities
* continuous improvement: stay current with underwriting best practices
qualifications
* excellent english & spanish; resume in english
* bachelor\'s degree in finance or accounting
* 2+ years underwriting experience, preferably business loans
* strong knowledge of credit analysis and underwriting software
* proficiency in financial statement interpretation
* attention to detail and strong communication
we offer
* law benefits
* performance bonus
* remote 3 days; office 2 days
location
mexico city, quantum lending solutions
#j-18808-ljbffr