Overview
We're building the KYC/KYB onboarding copilot and corridor-specific AML/KYT "pre-flight" checks for stablecoin & cross-border payments. Targets: ≤30-minute compliance approval TAT and ~15% false-positive screening rate without under-catching—so compliance teams can ship new flows faster and safer.
Role focus (what you'll own)
- End-to-end LATAM compliance program: KYC/KYB standards, sanctions/PEP continuous screening, transaction-risk policies, evidence trails, audit logs.
- Corridor risk registers: Define & maintain risk controls for key routes (e.g., USMX, BRAR, MXCO), including fiat–crypto on/off-ramps and Travel Rule obligations across VASP FI.
- Screening quality & speed: Set measurable targets for false-positive rate, reviewer agreement, and TAT; design playbooks to hit them.
- Regulatory readiness: Map applicable LATAM regulations and supervisor expectations; lead audit/readiness checks; maintain policy library and control testing cadence.
- Vendor & data controls: Own selection and governance of AML/KYC vendors (e.g., sanctions/PEP, KYB corp data, Travel Rule), define data-retention, SAR/STR processes, and access controls.
- Partner enablement: Collaborate with product/engineering to embed controls into onboarding, payments, and off-ramp flows; write clear reviewer guidance and exception paths.
- Training & incident response: Run periodic training; chair fincrime incident reviews and corrective-action plans.
Responsibilities (day-to-day)
- Draft/own policies & procedures (CDD/EDD, KYB for multi-layer ownership, sanctions, adverse media, TM thresholds).
- Calibrate and monitor sanctions/PEP screening; tune match logic; document overrides with defensible rationale.
- Design KYT "pre-flight" checks per corridor, including counterparty risk, Travel Rule data sufficiency, and trigger-based reviews.
- Define QA & evals: FP/FN sampling, reviewer agreement, and audit-ready evidence snapshots.
- Lead regulatory interactions and support external audits; prepare artefacts (risk assessment, customer-journey maps, control matrices).
- Drive issue management: raise findings, assign owners/SLAs, verify remediation.
- Report monthly metrics to leadership: TAT, FP%, escalations, SAR/STR volume, key incidents, and remediation status.
Qualifications
- 8+ years in AML/Compliance/FinCrime within payments, cross-border, or crypto/fiat on-off-ramp; prior Head/CCO/MLRO ownership preferred.
- Hands-on with KYC/KYB (multi-jurisdictional), sanctions/PEP, adverse media, Travel Rule, and audit prep.
- Comfortable with tools/data (can read dashboards; basic SQL/Excel a plus); experience with vendors like TRM/Elliptic/Chainalysis/Notabene a plus.
- Language: Professional English plus Spanish or Portuguese.
- Certifications (e.g., CAMS/ICA) are a plus.
What we offer
- Competitive comp (cash + advisory/equity options), remote-first, high-ownership.
- Direct influence on a product used by leading cross-border & stablecoin teams.
- A pragmatic, metrics-driven culture (ship controls that measurably reduce risk and time-to-revenue).
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