-job description*role purpose*- co-ordinate and manage projects; typically working on smaller projects/assignments.- assist in delivery of larger projects.- implement company policy and contribute to the attainment of functional results.- ensure the quality of tasks/services provided by colleagues, involving regular process checks or review of output by a co-worker and/or supervisor.- identify and escalate issues.- communicate technical/sensitive information.- co-ordinate and oversee work for a small team to meet agreed deadlines.- understand and adhere to established policies and procedures in own team.- support change initiatives and escalate any concerns.- responsible for the credit risk management for secured loans*main activities*- design and implementation of risk policies/strategies aligned with the risk appetite for secured loans.- managing the relationship with strategic partners, such as kavak- provide analysis and explain the main variations in risk metrics for mortgages and/or auto loans.- report risk parameters to the business / product stakeholders, in line with the frp.- provide proper analysis and feedback for reports.- provide analytical support and adequate governance for all policy changes, model and strategy changes, in accordance with local and regional policy guidelines.- communicate trends, concerns, issues and opportunities to business / product in a timely manner.- scale potential risks to the top.requirements- economics, engineering, statistics, mathematics, business management, or equivalent academic background.- previous experience in risk and/or data management and/or programming related matters.- intermediate english- analytical skills and decision-making abilities.- planning, organization skills, negotiation skills, ability to influence people and effective communication.- accountability and compromise with target dates- previous experience in risk and/or business-related matters is preferred.- business skills with understanding of lending products from marketing, pricing and policy perspective and correlation with risk strategies definition is preferred.- prior experience using sas base, python is preferred.- prior experience using visual analytic tools such as power bi, qliksense, sas visual analytics is preferred