-job description
*main activities*:
- driving attainment of functional/functional unit results
- co-ordinating and manage several complex projects
- supporting and embedding change initiatives, identifying and developing new or improved delivery mechanisms
- responsible of the full analytics flow to define the credit risk strategies for mortgages, auto and personal loan which includes: swap set, simulation vintages, internal and external score matrix, creation of level of risks, approval rate impacts ( corwa, rote), segmentation, credit line asignment, benchmaking line matrix and/or final impact calculation
- responsible to deliver on time reports from portfolios to hbmx and regional committees
- responsible to communicate technical information to senior management
- responsible to identify and escalate issues / concerns
- be prepare and open to work with innovative tools such as cloud, quantum computing, etc.
- responsible to advise on change activities which involve data sources, affect data processes or impact data service provision.
requirements
- desirable bachelor degree in risk management, applied mathematics, finance or economics, actuarial sciences, engineering, management or business administration.
- personal financial services and consumer finance.
- experience on financial measures and accountability.
- english skills advance
- 6+ years of experience in credit risk.
- experience on financial measures and accountability.