Id de la solicitud: 254242. Únase a un equipo ganador con un propósito claro, comprometido con el logro de resultados en una cultura inclusiva y de alto desempeño.purposethe manager, portfolio optimization supports the senior manager, portfolio optimization to increase the performance and profitability of the issuing portfolio (credit & debit) and the overall success of the issuing & payment networks area within retail payments department in international banking ensuring specific individual goals, plans, initiatives are executed in compliance with governing regulations, internal policies and procedures.accountabilitiesdevelops and maintains payments related dashboards and reports from networks & ib data, consolidating extraction of data from multiple sources.conduct in-depth analysis for the credit card portfolio to identify opportunities for portfolio optimization including product mix adjustment, mcc penetration, fee structures, low authorization, etc.monitor the impact of optimization initiatives on portfolio performance and adjusting as needed to achieve desired outcome – increase portfolio profitability.collaborate with cross-functional teams (tech, ops, finance, risk) to ensure seamless implementation of optimization strategies across portfolios.analyze the effectiveness of the portfolio strategies and provide insight to senior management on areas for improvement.build and maintain robust financial models to forecast portfolio performance and assess the impact of different strategies.understands how the bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.actively pursues effective and efficient operations of their respective areas in accordance with scotiabank’s values, its code of conduct and the global sales principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, aml/atf/sanctions and conduct risk.education / experience / other informationat least 3 years of working experience in payments (credit and debit cards) with strong understanding of products, benefits, pricing, p/l drivers and the payments ecosystem.strong analytical skills with expertise in data analysis, financial modeling, and scenario analysis.demonstrated multitasking abilities in a team-based environment.excellent presentation, writing and negotiation skills.business intelligence experience with working knowledge of microsoft office suite (word, excel and powerpoint).knowledge of power bi and capacity to manage simple databases in sql.bilingual (english/spanish) as an essential requirement.working conditionswork in a standard office-based environment; non-standard hours are a common occurrence. Limited travel internationally might be required.ubicación(s): méxico : ciudad de méxico : miguel hidalgoscotiabank es un banco líder en las américas. Inspirándonos en nuestro propósito corporativo, “por nuestro futuro”, ayudamos a nuestros clientes, sus familias y sus comunidades a lograr el éxito a través de una completa gama de asesoría, productos y servicios en los sectores de banca personal y comercial, gestión patrimonial, banca privada, corporativa y de inversión, y mercados de capital.en scotiabank, valoramos las habilidades y experiencias únicas que cada persona aporta al banco y nos hemos comprometido a crear y mantener un entorno inclusivo y accesible para todos. Si necesitas algún tipo de adaptación durante el proceso de reclutamiento y selección, indícalo a nuestro equipo de reclutamiento. Si necesitas apoyo técnico, haz clic aquí. Los candidatos deben postularse directamente en línea si desean ser tomados en cuenta para este puesto. Agradecemos a todos los candidatos por su interés en esta oportunidad profesional en scotiabank, pero solo nos comunicaremos con aquellos que hayan sido seleccionados para una entrevista.
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