-job description*role purpose*
- cordinate and manage projects; typically working on smaller projects/assignments.
- assist in delivery of larger projects.
- implement company policy and contribute to the attainment of functional results.
- ensure the quality of tasks/services provided by colleagues, involving regular process checks or review of output by a co-worker and/or supervisor.
- identify and escalate issues.
- communicate technical/sensitive information.
- cordinate and oversee work for a small team to meet agreed deadlines.
- understand and adhere to established policies and procedures in own team.
- support change initiatives and escalate any concerns.
- responsible for the credit risk management for secured loans
*main activities*
- design and implementation of risk policies/strategies aligned with the risk appetite for secured loans.
- provide analysis and explain the main variations in risk metrics for mortgages and/or auto loans.
- report risk parameters to the business / product stakeholders, in line with the frp.
- provide proper analysis and feedback for reports.
- provide analytical support and adequate governance for all policy changes, model and strategy changes, in accordance with local and regional policy guidelines.
- communicate trends, concerns, issues and opportunities to business / product in a timely manner.
- scale potential risks to the top.
requirements- economics, engineering, statistics, mathematics, business management, or equivalent academic background.
- previous experience in risk and/or data management and/or programming related matters.
- intermediate english
- analytical skills and decision-making abilities.
- planning, organization skills, negotiation skills, ability to influence people and effective communication.
- accountability and compromise with target dates.
- previous experience in risk and/or business-related matters is preferred.
- business skills with understanding of lending products from marketing, pricing and policy perspective and correlation with risk strategies definition is preferred.
- prior experience using sas base, python is preferred.
- prior experience using visual analytic tools such as power bi, qliksense, sas visual analytics is preferred.