**You Lead the Way. We’ve Got Your Back.**
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day.
**JOB DESCRIPTION**
The Internal Audit Group’s (IAG) mission is to help American Express accomplish its objectives and protect organizational value by providing risk-based, independent and objective assurance, advice and insight. IAG achieves this objective through a risk-based audit plan with an enterprise 360° view, which includes a combination of audits, special projects, ongoing monitoring activities, and the validation of Internal Audit and regulatory findings as well as performance of whistleblower, employee relations and/or other investigations.
The U.S. Consumer Audit team within IAG is responsible for conducting risk-based reviews of the U.S. Consumer card and non-card product suite, including proprietary and Co-brand cards, and personal loans. Scope of coverage expands across all components of the product lifecycle, including marketing & acquisition, pricing, product development, and product management.
**Key Responsibilities**:
- Participate as a key team member on audit projects to document processes under review, execute audit tests competently in accordance with policies and procedures
- Proficient use of automated work papers and other department and company tools
- Summarize and communicate results and recommendations to close identified control gaps
- Validate actions taken by management to address findings are appropriate and document the results
- Maintain audit proficiency through ongoing professional development including data literacy skills
- Collaborate with audit teams to understand the data behind key processes, risks, and controls to develop analytic control tests and analyze and interpret their results.
- Assist team leaders, senior managers / managers, and senior auditors in accomplishing audit objectives in a team environment
- Assist team leaders, senior managers / managers, and senior auditors in accomplishing audit objectives in a team environment
**QUALIFICATIONS**
- 2+ years of relevant experience
- Understanding of regulatory, accounting, and financial industry best practices relevant to the business, including technology and data implications
- BA, BS, or equivalent degree in accounting or finance related field;
- Analytics experience in internal audit, risk management, and/or financial services
- Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), and scorecards / dashboards
- Aptitude for working with data, interpreting results, business intelligence and analytic best practices
- Ability to break-down a complex problem into components, solve them using data analysis, process knowledge and risk/control knowledge, and communicate data analysis, issues and control recommendations with transparency and integrity
- Strong written and verbal communication skills that deliver quality, actionable and beneficial feedback to management on potential control issues and solutions to close gaps
- Effectively works independently, within a team and across teams in a fast-paced environment to drive business results, utilizing related project management skills, and employing creative thinking
- Ability to work well under pressure and balance multiple priorities with tight deadlines
**Preferred Qualifications**
- Professional certification: CISA, CISM, CAP or other technology-focused certification
- Background in information systems, data analytics or information technology
- Preferred financial services industry experience and an understanding of related products, services, features, economics, and key regulations