If you're looking for a career where you can make a real impression, join our global service center (gsc): hsbc and discover how valued you'll be.
We are currently seeking an experienced professional to join our team in the role of
vicepresident wholesale credit approval
role purpose
manage credit risk and provide decisioning across various industry sectors within wholesale banking, exercising delegated credit authority for credit exposure to existing and new clients. Ensures appropriate lending structures and controls are in place to handle inherent and unique risks in reviewed transactions. Consults with businesses regarding appropriate credit facility structuring to meet company standards, regulatory guidelines and client needs. Assure compliance with bank credit policy and risk appetite guidelines as well as adherence to all regulatory requirements.
Hsbc is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfill their hopes and realize their ambitions.
Main activities:
:influencing the project approach, building stakeholder buy:in around the project plan, commitments and changes
:driving project delivery proactively, balancing planning, scope, schedule, budget, communications and risks
:managing and planning resources, responsibilities and schedules
:establishing effective project controls and procedures and quality assurance processes
:managing relationships with internal and external stakeholders
:reporting progress, issues, dependencies and risks to project or programme leadership and committees (as appropriate) and making recommendations to influence decision making, in order to maintain progress towards delivery and benefits realisation
:providing management to maintain a focus on how the project aligns to wider programme objectives, where appropriate, and to the change portfolio across hsbc
:driving the adoption of hsbc project standards and working in alignment with hsbc project methodology at all times
:leading the team to meet performance targets aligned to objectives
:utilizing credit expertise and experience in reviewing, recommending and approving individual credit limits within assigned authority, including performing credit analysis of financial performance, management, industry and forecasted business plans, to a broad range of industries involving the group's customer base, ensuring adherence to all applicable credit approval procedures, bank credit policy and risk appetite guidelines.
Requirements
:minimum of 5:8 years proven, progressive and broad:based experience in credit, lending and/or workout areas or equivalent.
:minimum of a bachelor's degree in business, finance, related field or equivalent experience
:strong analytical, planning, mathematical, problem:solving, communications, financial, technical, interpersonal and diplomatic skills.
:demonstrated ability to identify, evaluate and discuss credit risk in new, unusual or complex proposal structures.
You'll achieve more when you join hsbc
at hsbc we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member. Our paid leave package is at the forefront in mexico, now you have one more reason to be hsbc and proudly live a culture of well:being, balance and care
hsbc is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information