The credit portfolio intermediate analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the risk management team. The overall objective of this role is to manage citi's portfolio exposure to clients and counterparties globally.
*responsibilities*:
- resolve issues and recommend solutions to moderate problems
- integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
- serve as an industry expert and advisor
- analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
- develop risk management framework and processes for funds
- advise businesses and clients on transaction structures and negotiate credit terms
- has the ability to operate with a limited level of direct supervision.
- can exercise independence of judgement and autonomy.
- acts as sme to senior stakeholders and /or other team members.
*qualifications*:
- 2-5 years of relevant experience
- experience in financial analysis, accounting and valuation
- consistently demonstrate clear and concise written and verbal communication
*education*:
- bachelor's degree/university degree or equivalent experience
- lic. Economía, actuaría, matemáticas, ing. en sistemas, finanzas o afín. Titulado
ingles intermedio (hará presentaciones en inglés)
manejo de base de datos
lenguaje de programación sas
- contribuir al desarrollo de nuevas técnicas y a la mejora de procesos y flujos de trabajo al aplicar un conocimiento disciplinario profundo e integrar la experiência en la materia y la industria dentro de la gestión de riesgos.
- hacer recomendaciones para ajustar políticas de crédito al analizar el rendimiento crediticio y financiero, y utilizar técnicas de puntuación estadística, segmentación y regresión y simulación.
- utilizar el sistema de análisis estadístico (statistical analysis system, sas) en un entorno de unix para realizar análisis financieros, de riesgo y datos, incluidos perfiles, muestreos, conciliación y pruebas de calidad.
- participar en el desarrollo, la prueba y la optimización de políticas de crédito, y garantizar la consistencia y el cumplimiento de regulaciones; apoyar en la implementación de dichas políticas, procesos y otras iniciativas relacionadas.
- gestionar níveles de riesgo para el panorama crediticio completo en múltiples productos y formatos minoristas, y preparar presentaciones de gestión de riesgos para la gerencia sénior.
- *job family group*:
risk management
- *job family*:
credit & portfolio risk management
- *time type*:
full time
- citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
View the "*eeo is the law*" poster. View the *eeo is the law supplement*.
View the *eeo policy statement*.
View the *pay transparency posting